1. Are you able to keep the promises that you make ?

When you borrow money you’re making a promise to the person or financial organization that you borrow from to pay the money back. Is it more important to keep your promises to your friends and family who probably won’t legally make you pay the money back or is it more important to pay the financial organization that can ruin your credit score and will more expected use legal options. Perhaps you honor all of your obligations in an equal fashion, either trying your best to keep your promisers breaking your word.

2. How much money do you give back to others ?

There’s usually a correlation between the percentage of your money that you give to others who are more inauspicious and the amount of time that a person volunteers to help others. The percentage of money that you give also will give you an idea of how self-centred that you’re. If you don’t give a large percentage of money it doesn’t make you a bad or a mean person, it just mayhap time to reflect upon what you truly believe in.

3. Are you a spender or a saver ?

This is an area where moderation is probably the best thing to strive for. People who never have two nickels to rub together are living in the moment without any sense of what the future will bring. They’re more likely to live the rest of their lives this way by making decisions with out properly measuring the potential future impact. Many adults with ADD are prone to these impulsive decisions and need to pay special attention before making any big decision. People who save every penny never truly live in the moment and deny themselves of the little joys of life.

The most important thing that you should take from this article is that the way you mange your money often tells a lot more about your values than what you say or what you tell yourself that you believe. How you spend your money is physical proof of your values. The good news is that you can change your habits with money to reflect the values that you prefer to have.

This thought process usually leads to 2 outcomes, working overtime or getting an additional part time job.  Unfortunately this can lead to burnout, unhappiness or both.  You’ve less time for yourself and your family and you’re often working menial jobs that you hate.

Besides the obvious solution of proper money management there has a much easier way.  Today, I’ll show you how you can set up a simple online business that works for you, even making you money when you sleep!

The first thing I did was visit the ClickBank.com internet site.  ClickBank is a huge catalog of digital products.  This means that all the products purchasable can be downloaded instantly to your computer.  There has no shipping or inventory to take care of.

Next I started browsing the catalog for a digital product I could sell.  The products are ranked by popularity.  This will give you a clue to which products are in demand and have a higher converting internet site.

I chose to sell something related to the automotive industry.  I constructed a simple 2 page internet site explaining the benefits of the product and provided a link to the merchant.  The second page was for exchanging links with related sites.  I then submitted the site to related directories so I could start receiving some targeted, no cost traffic.

This site now averages around $150 a week or $600 per month.  While this did take some trial and error and some experimentation the actual process only took some days to set up.

While this isn’t all the money in the world an extra $600 per month can go a long way.  This works out to an extra $7200 each year.  And this money gets in whether you’re sick, on vacation or feel like working or not.  It frees up your time to spend with your family or to center on other money making ventures.

You basically have 4 choices.  You can 1/ get a part-time job 2/ work overtime 3/ watch TV or 4/ experiment with affiliate marketing.  Whenever you’re really ambitious you can check the Super Affiliate Handbook by Rosalind Gardner.  That has how I got started.

Now besides working overtime I’m concentrating my efforts on building more internet site* like the one I just described.  The more time you spend learning about this the better you’ll become at it.  And don’t let the fear of failure stop you.

Most people don’t get things right the first time.  It’s almost like panning for gold.  It takes a little bit of effort but once you find what you’re looking to you’ll realize that it was well worth the effort.

It’s much easier to create a bunch of small sites that produce a little profit besides trying to strike it big with just 1 site.  Many people waste too much time and effort trying to do this.  Whenever it happens that has great but if it doesn’t I’d suggest going on.

After you create the site keep tweaking it until it creates more income than you are spending on it.  When you have exhausted all of your possibilities therewith site start creating the next one.

When viewing this strategy from an investment standpoint it is not hard to see the benefits in the least.  To make $600 per month from real property or stocks, it would take a huge amount of capital compared to a simple internet site like the one I set up.

My web site only costs me $10 per month to host and an additional charge of $14.95 each year for my host name.  No loans from the bank, no dealing with people, no red tape, and hardly any risks.

Now don’t get me wrong, real property and conventional investing do have their place.  I’m simply showing you a simple way you can use to start building your asset column quick and with relative ease.