Monday, May 11th, 2009
Credit Care for Teens and Young Adults
It’s great when parents are willing to help out with their kids’ futures, but be sure that you understand all of the implications before you help your kids build credit.
A credit card is a great way to start building credit as a teen or young adult, and many young people receive their first credit card from their parents. Before you hand your teen a credit card as they head off to the mall, think of whether it’s helping (or possibly hurting) their future credit.
Authorized Users vs. Co-Applicants
Oftentimes, a teen’s first introduction to credit is becoming an authorized user on a parent’s credit card. This is an easy way to get a credit card, but it’s not usually the best way. In almost every case, an authorized user doesn’t build positive credit of her own, but if the primary cardholder gets into default, it can be reflected on the authorized user’s credit report. Put differently, your child doesn’t stand to benefit from your good credit but could suffer if you fall under rough sledding*. (more…)
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Posted in Finance | 1 Comment »
Monday, April 6th, 2009
All right, now I need to ask do you find yourself making the same meals over and over and over? Them seems like I get in a rut and fix the same foods on a rotating scale. Granted I’ve picky eaters in my family but not that picky.
I decided to do something about it. After reflecting on that for awhile I discovered the biggest problem with cooking supper was deciding what to make so I got off a notebook computer and started writing off meal ideas complete with entremotses. I even asked friends and family occasionally what they were having for dinner to get more ideas. (more…)
Tags: cooking supper, family, good, idea, ideas, making meals, meal, meal ideas, quick, side dishes, supper
Posted in Food and Beverage | No Comments »
